Insurers, brokers, hospitals, consultants, cash plans and employer schemes each do a different job and are paid in a different way. These pages explain which is which, what each is regulated to do, and how to check any of them yourself. We name no companies.
What a health insurer does — What an insurer does, how it is paid, what it is regulated to do and what protection you have if something goes wrong.
What an insurance broker or adviser does — What a broker or adviser does, how it is paid, what it is regulated to do and what protection you have if something goes wrong.
What a private hospital group does — What a private hospital group does, how it is paid, what it is regulated to do and what protection you have if something goes wrong.
What a private consultant does — What a private consultant does, how it is paid, what it is regulated to do and what protection you have if something goes wrong.
What a health cash plan provider does — What a cash plan provider does, how it is paid, what it is regulated to do and what protection you have if something goes wrong.
What an employer scheme or medical trust does — What an employer scheme or medical trust does, how it is paid, what it is regulated to do and what protection you have if something goes wrong.