Who does what in private healthcare

Insurers, brokers, hospitals, consultants, cash plans and employer schemes each do a different job and are paid in a different way. These pages explain which is which, what each is regulated to do, and how to check any of them yourself. We name no companies.

• What a health insurer does — What an insurer does, how it is paid, what it is regulated to do and what protection you have if something goes wrong.
• What an insurance broker or adviser does — What a broker or adviser does, how it is paid, what it is regulated to do and what protection you have if something goes wrong.
• What a private hospital group does — What a private hospital group does, how it is paid, what it is regulated to do and what protection you have if something goes wrong.
• What a private consultant does — What a private consultant does, how it is paid, what it is regulated to do and what protection you have if something goes wrong.
• What a health cash plan provider does — What a cash plan provider does, how it is paid, what it is regulated to do and what protection you have if something goes wrong.
• What an employer scheme or medical trust does — What an employer scheme or medical trust does, how it is paid, what it is regulated to do and what protection you have if something goes wrong.
• How to check any insurer, adviser or hospital yourself — What a check on any provider does, how it is paid, what it is regulated to do and what protection you have if something goes wrong.