The insurer’s written approval for a defined cancer service, provider and claim stage.
Cancer claim authorisation records what the insurer has agreed to assess or pay under the policy. It should identify the member, provider and approved scope, and it may need updating if the service, drug, hospital or specialist changes. It is an administrative insurance decision, not clinical advice or a guarantee that every later invoice is covered.
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Critical illness cover is worth it when a serious illness would cost your household more than it could absorb — for example, with dependants, a mortgage, little sick…
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No. Income protection pays when illness or injury stops you working, not when you lose your job. An existing claim may continue after redundancy if you still meet…
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Yes, some insurers offer private health insurance for a child on their own, with a parent or guardian as the policyholder; others only cover children alongside an adult.…
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