How a condition affects underwriting, what is likely to be excluded, and what happens at claim time. These pages are about insurance only — for anything clinical we point you to the NHS and to the relevant charity.
Diabetes and insurance cover — How diabetes is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
Asthma and insurance cover — How asthma is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
High blood pressure and insurance cover — How high blood pressure is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
High cholesterol and insurance cover — How high cholesterol is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
A history of cancer and insurance cover — How a history of cancer is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
Mental health and insurance cover — How a mental health history is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you bu
Back pain and insurance cover — How back pain is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
Arthritis and insurance cover — How arthritis is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
Heart conditions and insurance cover — How a heart condition is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
Stroke history and insurance cover — How a stroke history is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
Epilepsy and insurance cover — How epilepsy is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
Weight, BMI and insurance cover — How weight and BMI is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
Thyroid conditions and insurance cover — How a thyroid condition is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
Digestive conditions and insurance cover — How a digestive condition is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
Migraine and insurance cover — How migraine is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
Sleep apnoea and insurance cover — How sleep apnoea is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
Gynaecological conditions and insurance cover — How a gynaecological condition is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you
Menopause and insurance cover — How the menopause is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
Pregnancy and insurance cover — How pregnancy is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.
ADHD, autism and insurance cover — How ADHD and autism is treated when you apply for cover: underwriting, likely exclusions, what happens at claim time, and what to ask before you buy.