Emma Leadbetter
Editor and Copywriter, PremierPMI
Emma has written across health, finance and consumer-affairs journalism for more than 15 years, and has been part of the PremierPMI team since 2022. She is known for making complex topics easy to understand, and fact-checks every guide against current insurer wording before it goes live. She is completing a PhD at the University of Chichester researching how the NHS has changed since COVID-19.
- 15 years health, finance and consumer journalism
- PhD candidate, University of Chichester
Guides
- How does medical underwriting work?
- What is the NHS 18-week waiting time standard?
- How much does a private MRI scan cost?
- How much does a private CT scan cost?
- How much does a private ultrasound scan cost?
- How much does a private endoscopy cost?
- How much does a private colonoscopy cost?
- How much does private cataract surgery cost?
- How much does a private hip replacement cost?
- How much does a private knee replacement cost?
- How much does private hernia repair cost?
- How much does private gallbladder removal cost?
- Does private health insurance cover cancer treatment?
- How much does private cancer treatment cost in the UK?
- Does private health insurance cover chemotherapy?
- Does private health insurance cover radiotherapy?
- How does health insurance treat pre-existing cancer?
- What limits apply to private cancer cover?
- How do you make a cancer claim on health insurance?
- NHS and private cancer care: access and payment
- How do NHS waiting lists actually work?
- How are NHS referral-to-treatment waiting times counted?
- What are your rights while waiting for NHS treatment?
- Can you switch from an NHS waiting list to private treatment?
- What is NHS patient choice and how do you use it?
- How do NHS waiting times differ across the UK?
- What does private treatment cost when the NHS wait is long?
- What does private health insurance not cover?
- How much does private health insurance cost in the UK?
- What are outpatient limits and hospital lists?
- How do health insurance renewals work, and why do premiums rise?
- Health insurance for over-50s: what changes and what to check
- Health insurance for over-60s and retirees
- Health insurance for single-parent families
- What is life insurance, and how does it work in the UK?
- How much life insurance do I need?
- Life insurance vs critical illness cover: what’s the difference?
- Do life insurance policies actually pay out?
- What is critical illness cover, and how does it work in the UK?
- What does critical illness cover pay out for?
- Critical illness cover vs income protection: what’s the difference?
- Critical illness cover and pre-existing conditions
- What is income protection insurance, and how does it work in the UK?
- Income protection deferred periods explained: how long before it pays
- Own occupation, suited occupation and any occupation definitions
- Income protection, statutory sick pay and benefits: how they fit together
- Do income protection policies pay out?
- What is business protection, and which businesses need it?
- Relevant life plans explained
- Group income protection explained
- Heart conditions and insurance: cover, underwriting and claims
- Insurance after a heart attack: what you can still get
- Weight, cholesterol and insurance underwriting
- Menopause and insurance cover
- How the NHS and private healthcare fit together
- Self-pay healthcare costs explained: paying for treatment directly
- Private health insurance in Birmingham and the Midlands
- Private health insurance in Wales: NHS context and cover
- Private health insurance in rural areas of the UK
- Is critical illness cover worth it?
- Is income protection worth it?
- Is income protection tax deductible?
- Is private health insurance a taxable benefit?